PIU PPO Network Search

First Health PPO Network

Inside the U.S.A

Some plans from Petersen International Underwriters participate in the First Health PPO Network.

When you contact a medical provider or present your ID card, what should you say?

My insurance uses the First Health PPO Network and I found your name on the First Health network search.

DO NOT SAY:

"I have PIU insurance" or "I use PIU Network" or "I have International Major Medical or The Bridge Plan insurance" or "I have Insubuy insurance"

Providers WILL NOT recognize this language, and your insurance may not be accepted.

Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.

When you go in the network, there will be network negotiated fees for eligible expenses.

You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.

All your claims will be handled by Petersen International Underwriters in the USA. You never have to contact the carrier for any purpose whatsoever.

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Prescription Drugs

There is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.

You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.

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